Latest Update — October 27, 2026
Only three days are left: the deadline to clear outstanding dues under the fourth phase of the Chief Minister Punjab Kisan Card scheme is October 30, 2026. The Punjab Agriculture Department has not announced any change to this date, and its October 22 announcement remains the valid one — farmers who pay by October 30 will be entered into the transparent lucky draw for tractors, motorcycles and mobile phones, and their next interest-free agricultural loan will be credited to their Kisan Card within 48 hours of payment.
Farmers who have not yet paid should clear their dues now through their nearest Bank of Punjab branch, an interbank fund transfer, or Raast ID, and keep the payment receipt or transaction message safe until the next loan is credited and the draw is held. Do not pay any agent or middleman for this — payment is only made through the official channels above, and paying your bill does not guarantee a prize, as winners are selected through the draw from all farmers who cleared their dues by the deadline.
Background: The October 22 Announcement
The Punjab Agriculture Department has urged farmers to clear their outstanding dues under the fourth phase of the Chief Minister Punjab Kisan Card scheme by October 30, 2026, to qualify for a lucky draw offering prizes worth millions of rupees. Farmers who pay their dues by this date will be entered into a transparent draw for tractors, motorcycles and mobile phones.
According to the department’s spokesperson, the amount of the next interest-free agricultural loan will be credited to farmers’ Kisan Cards within 48 hours of payment of their outstanding dues. Farmers can pay their Kisan Card bills at the nearest Bank of Punjab branch, through interbank fund transfer or via Raast ID. Earlier reports had mentioned October 26 as the deadline; the department’s latest announcement on October 22 gives farmers until October 30.
Key Details
| Aspect | Detail |
|---|---|
| Scheme | Chief Minister Punjab Kisan Card — 4th phase (installment) |
| Deadline to clear dues | October 30, 2026 |
| Lucky draw prizes | Tractors, motorcycles and mobile phones |
| Next loan credited | Within 48 hours of payment |
| Payment methods | Bank of Punjab branch, interbank transfer, Raast ID |
| Bill SMS notifications | Sent to card holders on October 15, 2026 |
| Announced by | Punjab Agriculture Department (October 22, 2026) |

How to Pay Your Kisan Card Dues
- Bank of Punjab branch: Visit your nearest Bank of Punjab branch and pay the outstanding amount shown in your SMS bill notification.
- Interbank transfer: Transfer the due amount from any bank account to your Kisan Card account.
- Raast ID: Pay instantly through Raast using your Kisan Card’s Raast ID.
- Keep proof: Save your payment receipt or transaction message until your next loan is credited and the draw is held.
What Happens After Payment
Once your dues are cleared, two things follow automatically. First, your next interest-free agricultural loan will be credited to your Kisan Card within 48 hours, so you can use it for seeds, fertiliser and other farming needs in the coming season. Second, your name will be entered into the lucky draw for tractors, motorcycles and mobile phones, which the department says will be held transparently. Paying your bill does not guarantee a prize — the draw selects winners from all farmers who cleared their dues by the deadline.
Farmers who have not received their SMS bill notification, or whose bill amount looks wrong, should visit their nearest Bank of Punjab branch or Tehsil Agriculture Office before the October 30 deadline, so the issue can be checked in time.
Frequently Asked Questions
What is the last date to pay the Kisan Card 4th installment?
October 30, 2026, according to the Punjab Agriculture Department’s latest announcement on October 22, 2026.
What prizes are in the lucky draw?
Tractors, motorcycles and mobile phones, awarded through a transparent draw among farmers who cleared their dues by the deadline.
When will I get my next loan after payment?
The next interest-free agricultural loan amount will be credited to your Kisan Card within 48 hours of payment.
How can I pay my Kisan Card bill?
At the nearest Bank of Punjab branch, through an interbank fund transfer, or via Raast ID.